In today’s competitive market, a pre-approval letter is virtually a requirement with any offer that will involve a mortgage. And a stronger pre-approval letter can mean the difference between getting accepted or losing a property.
Getting pre-approved is a start to the loan application process. Ideally, you will provide information to your lender either by phone or in-person. Your lender will then pull and review credit and ask for information they need to start the process - this may include financial account information, copies of statements, tax forms and more.
As you’ll see throughout our site, we believe that the more work we do IN ADVANCE of finding a home, the easier and more successful the offer process will be. A pre-approval that says that the lender has ALREADY reviewed your credit, assets, income, tax forms, etc gives a seller/seller’s agent more confidence in your ability to close a purchase.
Our role as market leaders combined with the unique local, national and international marketing power of Coldwell Banker Residential Brokerage and Coldwell Banker Commercial NRT, allows us to provide maximum exposure for our full-market listings.
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